Free Kasasa Saver

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Citizens Savings Bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle: Kasasa Saver: Balances up to $50,000, receive APY of 0.20%; and balances over $50,000 earn 0.05% interest rate on the portion of balance over $50,000, resulting in a range from 0.20% to 0.13% APY depending on the account’s balance. Kasasa Cash: Balances up to $20,000 receive a non-compounding APY* of 1.20% and balances over $20,000 earn 0.01% interest rate on the portion of balance over $20,000, resulting in a non-compounding range from 1.19% to 0.28% APY* depending on the account’s balance. Kasasa Cash Back: 4.00% cash back on up to a total of $250.00 PIN- or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash and Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.01% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.01%. Kasasa Cash Back: No cash back payments are made. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield.  APYs accurate as of 08/05/2022. Rates and rewards are variable and may change after account is opened without notice to you. Fees may reduce earnings. 

Additional Information: No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, mobile banking, electronic statements) and log-ons are required to meet some of the account’s qualifications and are conditions of this account. Limit 1 account per social security number. An account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account.

Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. 

Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.