Make shopping a lot more fun—and rewarding—with this free cash back checking account.
Key Features
- Cash Back on Debit Card Purchases
- Refunds on ATM Withdrawal Fees^
- No Monthly Maintenance Fee
What is Kasasa Cash Back Checking?
This checking account is totally free and pays you back for purchases you make with your Visa® debit card. You also get rewards like ATM fee refunds, free notary service, and free digital banking tools, such as Online Banking, Online Bill Pay, Mobile Banking with Mobile Deposit, and eStatements. There is no monthly maintenance fee and no minimum balance requirement to earn rewards. All you need is a $25 minimum deposit to open your account and You can also link to free Kasasa Saver® to build your savings automatically.
How Does Cash Back Checking Work?
Get 4.00% cash back on up to $250 in debit card purchases each month. That works out to $120 cash back annually or $10/month. What would you do with an extra $120 a year? Best of all, there are no category restrictions. So, whether you’re buying groceries or splurging on a fun purchase, you’ll earn your cash back all the same.
How I Do Earn Checking Rewards?
Earning rewards is easy! To earn your rewards, simply complete the following activities and transactions in your Kasasa Cash Back Account:
- Have at least 12 debit card purchases post and settle each qualification cycle
- Be enrolled and receive e-statement notice each qualification cycle
- Be enrolled and log into online banking or mobile banking at least once each qualification cycle
Open a Cash Back Rewards Checking Account
Are you ready to open a Kasasa Cash Back Checking Account? Still have questions? You can open a new checking account online in minutes or visit your nearest branch location in Clarks Summit, Scranton, Taylor, Honesdale, or Mount Pocono, PA.
Need more checks? Order more online.
You can also make the switch to Citizens Savings Bank today with our handy switch kit (PDF).
Qualification Information: Qualifications vary by account. Account transactions and activities may take one (1) or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive: (1) 2.50% cash back on up to a total of $400.00 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle and (2) you will receive reimbursements up to $20.00 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.01 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened without notice to you. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. There is no minimum balance required to obtain the account's rewards. During each Monthly Qualification Cycle, you must have at least 12 PIN-based or signature-based debit card purchases post and settle. Enrollment in and log into online banking or mobile banking at least once during the qualifying cycle and agree to receive electronic statements are condition(s) of this account. Limit one (1) account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. If the account is closed, you will forfeit any reward that have not been credited to your account. Contact one of our bank customer service representatives at 1-800-692-6279, Option 1 for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.